Loans by State and Loan Type: Rules, Costs and Licensed Lenders

Quick answer

BestLoanForYou has 51 state and district guides, plus 218 city guides. Each page shows what the state allows, the regulator to contact, and local alternatives. Not sure where to start? Call (800) 236-7761 or use the form and we will tell you what is available where you live.

Loan type	What it is
Cash advance loans	Small amounts, fast. For a bill that can't wait for payday.
Payday loans	Due on your next paycheck. Legal in some states, capped or banned in others.
Bad credit loans	Lenders who look at income and banking history, not just a score.
Installment loans	Fixed payments on a fixed schedule. The most predictable way to borrow.
Debt consolidation	Roll several balances into one payment, ideally at a lower rate.
Refinance	Replace an auto or home loan with a better one. Worth it when rates drop or credit improves.
Title loans	Borrow against a paid-off vehicle. Fast, high cost, and you can lose the car.

Loans by state and loan type: find the rules that apply to you

Loan types

Find your state

Cities

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