Quick answer
Wyoming is served by the Wyoming Division of Banking (Department of Audit). Most loan types are available, each with its own limits and licensing requirements. Call (800) 236-7761 or use the form to see which lenders are active in Wyoming today.
Wyoming loan rules at a glance
- Payday max amount
- not captured from statute text in this run
- Payday term
- The maximum term may not exceed one calendar month (W.S. 40-14-363(b), as summarized by the Wyoming Legislative Service Office)
- Payday cost cap
- not captured from statute text in this run - QA to fetch Title 40, ch. 14 deferred-presentment provisions
- Payday licensing
- Licensing through the Wyoming Division of Banking; details not captured in this run
- Governing statutes
- Title 40, touches ch. 40-14
Regulator: Wyoming Division of Banking (Department of Audit) · Phone: not captured in sources reviewed (QA to verify) · Statutes: Title 40, touches ch. 40-14 · Last verified: 2026-10-08
Loan products in Wyoming
The table below summarises each product's legal status and key limits under Wyoming law. Click a product to see the detailed guide.
| Loan type | Status | Key limits |
|---|---|---|
| Payday loans | Restricted | not captured from statute text in this run - QA to fetch Title 40, ch. 14 deferred-presentment provi |
| Cash advance | Restricted | Cash advances against deferred check presentment are the small-loan/deferred-presentment form under |
| Title loans | Unclear | Check with the state regulator |
| Installment loans | Restricted | State limits apply |
| Bad credit loans | Restricted | Same legal rules as installment unless noted; no separate bad-credit statute found in primary source |
| Debt consolidation | Unclear | Check with the state regulator |
| Refinance | Restricted | Mortgage refinance runs through NMLS and the Wyoming Division of Banking; texts not captured in this |
Get matched with a licensed lender today
Share your needs once. Licensed lenders in Wyoming who fit your profile will reach out with real terms.
Cities in Wyoming
Select a city to see local lender availability and area-specific alternatives.