Connecticut loan guide

Loan Rules and Licensed Lenders in Connecticut

Complete guide to payday, installment, bad credit, title, and consolidation loan rules in Connecticut. See what is legal, what the rate caps are, and how to find a licensed lender.

Call free (800) 236-7761 Toll-free. Weekdays 7am to 10pm, weekends 9am to 6pm Central.

Quick answer

Connecticut is served by the Connecticut Department of Banking (Consumer Credit Division). Most loan types are available, each with its own limits and licensing requirements. Call (800) 236-7761 or use the form to see which lenders are active in Connecticut today.

RegulatorConnecticut Department of Banking (Consumer Credit Division)
Phone860-240-8170
ComplaintsFile a complaint

Connecticut loan rules at a glance

Governing statutes
Stat. § 37-4, Statutes § 37-4, Title Loan Act

Regulator: Connecticut Department of Banking (Consumer Credit Division) · Phone: 860-240-8170 · Statutes: Stat. § 37-4, Statutes § 37-4, Title Loan Act · Last verified: 2026-10-08

Loan products in Connecticut

The table below summarises each product's legal status and key limits under Connecticut law. Click a product to see the detailed guide.

Loan typeStatusKey limits
Payday loansNot permittedNot available in Connecticut
Cash advanceNot permittedNot available in Connecticut
Title loansUnclearCheck with the state regulator
Installment loansRestrictedState limits apply
Bad credit loansRestrictedSame legal rules as installment; credit history is not a separate statutory product category.
Debt consolidationUnclearCheck with the state regulator
RefinanceUnclearCheck with the state regulator

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Cities in Connecticut

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