Quick answer
Pennsylvania is served by the Pennsylvania Department of Banking and Securities. Most loan types are available, each with its own limits and licensing requirements. Call (800) 236-7761 or use the form to see which lenders are active in Pennsylvania today.
Pennsylvania loan rules at a glance
- Governing statutes
- Credit Services Consumer Protection Act
Regulator: Pennsylvania Department of Banking and Securities · Phone: not captured in sources reviewed (QA to verify 1-800-PA-BANKS on the department site) · Statutes: Credit Services Consumer Protection Act · Last verified: 2026-10-08
Loan products in Pennsylvania
The table below summarises each product's legal status and key limits under Pennsylvania law. Click a product to see the detailed guide.
| Loan type | Status | Key limits |
|---|---|---|
| Payday loans | Unclear | Check with the state regulator |
| Cash advance | Unclear | Check with the state regulator |
| Title loans | Unclear | Check with the state regulator |
| Installment loans | Restricted | State limits apply |
| Bad credit loans | Restricted | Same legal rules as installment unless noted; no separate bad-credit statute found in primary source |
| Debt consolidation | Unclear | Check with the state regulator |
| Refinance | Unclear | Check with the state regulator |
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Cities in Pennsylvania
Select a city to see local lender availability and area-specific alternatives.